COMPANY INFO

Apply for a Loan

A Pre-approval offers a seller the confidence that their property is sold, backed by an underwriter’s approval. It can strengthen your negotiating position during your purchase process.

Information Needed

Personal Information For Application

Current Federal Tax Return, all schedules
Past 30 Days Pay Stubs
Past 2 Years W2’s
Past 2 Months Bank Statements & Investment & Retirement Account Statements - ALL PAGES. (If quarterly or annual, most recent statement only)

For Self-Employed Applicants

Past 2 years Personal Tax Returns - Federal return only, all schedules.
Past 2 years Business Tax Returns including 1099 and K-1 Forms
(Also required for clients with more than 25% of income from commission and those who own rental property.)

Apply By Phone or Office Appointment

We recommend calling our office to complete your application so we can clarify any questions or concerns about the application process. This can take as little as 15 minutes over the phone or in person and can save you considerable time later in the process by ensuring we understand your requirements at the onset. Our team will obtain detail from you that will guide our selection of the best mortgage product available to meet your specific requirements.

For first time buyers or more complex transactions, we recommend an in office appointment.

Apply On-Line

We offer the option to complete your application on-line. This stream-line application form linked directly to our secured in-house network is a great option for repeat clients or those very familiar with the lending process. We will contact you upon receiving your information.

To apply on-line
1) Create your personal account (creates your secure application)
2) Fill out the form being as complete as possible.

Note: Be sure next to the Loan Officer tab at the bottom of the first page, the name Steve Landis appears in the space. If for some reason it does not, click on the down arrow and select his name from the list.

APPLY ONLINE